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Fly Free — Redeem Points for Flight Tickets
Pay Mobile & DTH Bills · BBPS Powered
1 Cent Point = ₹0.25 · Min 100 Pts to Redeem
Shop across Our Affiliate Stores · Up to 5X Bonus
Points Valid 36 Months · Check Expiry Now
STAY FREE — REDEEM POINTS FOR HOTELS BOOKING
Cent Rewardz · Exclusive Loyalty Program

Your card.Every swipe.Real rewards.

CENT Rewardz is Central Bank of India's exclusive loyalty program. Earn Cent Points on every debit card transaction and redeem for merchandise, flights, gift cards and more.

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How to Earn

Four ways to earn Cent Points faster

Your everyday spending powers your rewards. Partner stores multiply points up to 5×.

Every Card Swipe

Earn Cent Points on every purchase with your Central Bank of India Debit Card—at POS terminals, online stores, and partner outlets nationwide.

BEST RATE

Affiliate Stores · 5X

Shop across our partner stores and earn up to 5× rewards in points or cashback on every eligible transaction.

MasterCard World

Exclusive for MasterCard World cardholders: Earn 1 point per ₹100 spent on all qualifying purchases.

Digital Payments

UPI-linked and net banking payments from your Central Bank of India account also earn Cent Points on each eligible digital payment.

Redemption

Spend your points your way

1 Cent Point = ₹0.25. Mix points + cash for maximum flexibility on flights, hotels and merchandise.

Products

Thousands of merchandise items — electronics, jewellery, kitchenware, travel gear, home décor and more. Delivered within 30 business days.

Giftcards

Instant vouchers for 100+ top brands. Redeemable immediately online.

Flights

Book flights with Cent Points + cash. No blackout dates.

Hotels

Book hotels with Cent Points + cash. No blackout dates.

Recharge & Bill Payments

Pay mobile, DTH & utility bills through BBPS instantly.

Featured Products

Trending Products with Rewards

Havells ERA 1000 Watt Dry Iron

Havells ERA 1000 Watt Dry Iron

View Product
Sonic Angle Mini

Sonic Angle Mini

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Borosil 700 Watt Prime Grill Sandwich Maker

Borosil 700 Watt Prime Grill Sandwich Maker

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Rogue 500 GT

Rogue 500 GT

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Sonic Angle 2

Sonic Angle 2

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Points Calculator

See exactly how much you'll earn

Adjust your monthly spend and card type. 1 Cent Point = ₹0.25

  • Minimum
    100pts

    Minimum to start redeeming

  • Validity
    36months

    Points validity from accrual

  • Cash value
    ₹0.25

    Cash value of each Cent Point

  • Multiplier
    5×

    Max multiplier at affiliate stores

Cent Points Estimator
Platinum — 1×
  • Classic — 0.5×
  • Platinum — 1×
  • Premium — 1.5×
₹1,000₹5,00,000
200
Cent Points / Month
Cash Equivalent
₹50
Multiplier
1×
Affiliate Partners

Shop & earn at top brands

Gift Cards

Redeem points for e-gift cards

Instant digital vouchers for 100+ brands. Delivered to your inbox in seconds.

ALL BRANDS
Gift Card Category

All Gift Cards

Browse our full catalogue of 100+ e-gift cards across fashion, dining, electronics, travel and more. Instant delivery to your inbox.

Program Rules

Everything you need to know

Auto-Enrollment

Every CBI Debit Cardholder is automatically enrolled. No extra registration needed — you're already in.

Single Account

One Cent Rewardz account per customer. Points from all CBI Debit Cards are pooled into a single balance.

36-Month Validity

Cent Points are valid for 36 months from accrual. Partner store bonus points carry a 12-month validity.

₹0.25 Per Point

1 Cent Point = ₹0.25. A minimum of 100 Cent Points is required before you can redeem for any reward.

Points + Cash

Combine Cent Points with cash payment for flights, hotels, and catalogue. Maximum flexibility.

Affiliate Bonus

Shop at our partner stores and earn up to 5× rewards as points or cashback.

Your Cent Points are
waiting to be spent

Helpdesk: 9AM to 6PM (Monday to Friday). Log in to check your balance and start redeeming instantly.

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